Dave Ramsey is a huge part of the way we do business at Thousand Oaks Insurance. His ‘7 Baby Steps’ are a sure-fire way to give yourself financial freedom as early as possible. Baby Step 1: Save $1,000 for Your…

Us folks over here in California know a thing or two about road rage. In fact, we wrote the book on it. Driving can be stressful, but feeling angry when behind the wheel could lead to aggressive driving, distracted driving or…

Our pets can cause as much trouble as a toddler can. A thumbtack under the rug or a cheese puff behind the couch is fair game. So keeping your house safe for your pet is also crucial. However, this doesn’t…

You spend (way too much) of your hard-earned money on cleaning supplies—so why not try to make the most of their stain-fighting powers? Consider letting these common cleaners pull double-duty in and around your home. 1. Clean Your Garage Floor…

Mercury Insurance is an excellent company when it comes to properly insuring homes. However, they are well known for being strict when it comes to who they will insure. That is how you know they check EVERYTHING and for good…

It is important to know how to jump start your car. Before we get started, you’ll need a few things… Necessary Jump Start Supplies: Jumper Cables Mechanic Gloves Flashlight Paper Coveralls Owner’s Manual You will need to find someone with…

You’re ahead of the budget if you’ve already planned out this year’s gifts. However, when it comes to staying on track, it can seem like the world is working against you with holiday deals and seasonal sales. Here are some…

What is the biggest misconception about homeowners insurance to value? The biggest mistake people make with homeowners insurance is insuring their home based on market value. Wrong! You should insure your home based on reconstruction cost. Reconstruction cost is the…

What happens when auto accidents occur? First, the police arrive on the scene to talk to  the involved parties. Usually, the assigned officer decides who is at fault right away. Their decision is based on the evidence at the scene…

The garage is where we toss everything that doesn’t have a place in the house. If you find yourself using your garage as a receptacle, it’s likely that you haven’t resolved all your organizing challenges within the home-and that your…