Does your homeowners policy provide protection against earthquakes? Probably not. Most homeowners insurance policies do not cover earthquakes. So, if you live in an earthquake zone you should consider buying an earthquake policy. That being said, if you live…
Does flood insurance come to mind when thinking of wildfires? It does not for most, which is why flood claims spike after wildfires. The damages from a wildfire don’t end once the fire is out. The fires leave the ground…
We hope you never have to file a claim and chances are that you won’t ever have to. However, it is crucial that you know what you need to do when something does happen. So, this is what to do…
What are two things that will never change in California? Wildfires will happen and home prices will rise. Do you see what I am getting at here? Most people don’t, which is why 80% of California homeowners are underinsured.
Have you ever made this face? Then you probably have insurance. Insurance is a broad and daunting topic. We get questions all the time from our clients that reflect that. As agents, it is our priority to answer those questions…
As California experiences the biggest increase in auto and home insurance rates in decades, now more than ever, it’s crucial you get a “Insurance Check Up” Working with a Trusted Advisor, like Thousand Oaks Insurance checks off all the important…
California Recovering from devastating wildfires. As California slowly recovers from last year’s devastating — and costly — wildfire season, a debate has ignited over the use of private firefighting teams deployed by insurance companies and used to protect homes belonging…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our Thousand Oaks Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one…
Why do my auto insurance rates keep going up even though my car is getting older? At Thousand Oaks Insurance Agency, many of our clients ask this question so I would like to address it from a couple of angles.…