How many homeowners know what is covered by their home insurance? A Peril is a specific event that could cause damage or losses to your home or property. For example, a fire is a peril. Let’s get into what perils…
Question… When was the last time you reviewed your insurance policies? If the answer to that question is 1 year or more then you are probably over-paying for insurance.
How do insurance companies figure out your rate? It seems arbitrary at first glance. However, there are a multitude of factors that are considered when an insurance company determines what your rate is. I’ll go into each of these factors…
1. Market Research is Essential Who are your potential customers? Ask questions like: How old are they? Where do they shop? What do they like/dislike? How old are they? I’ll link a great tool for determining demographics here. Learn from…
Thousand Oaks received one of its most intense windstorms this week. The resulting power outages left a lot of people in the dark and unprepared. If a power outage is 2 hours or less, you need not be concerned about…
If you have an LA Fitness membership like I do, then this is the blog for you because LA Fitness has been closed for the majority of this pandemic. Contrary to popular belief, you don’t need a gym to get…
2020 was a difficult year for everybody so it is no secret we are all looking for a fresh start in 2021. A resolution is the best way to set a goal for yourself to start the new year strong.…
Vacation Research Whether you take a road trip to another state, or go on a few day trips to visit local attractions, check out current travel restrictions and rules. Before you settle on a destination, review the rules for when…
Why do you need an umbrella policy? Imagine you are in a car accident with a pedestrian and it is your fault. Now, you are liable to pay them for any injuries or property damage you cause to them. On…
Keep the Battery Active Cars need to exercise their battery like we need to exercise our bodies. Neglecting the battery can cause it to die and we can avoid this with small usage of 30 minutes per week. Additionally, things…