6. Medical Payments
Medical payments kick in to settle small injuries. Furthermore, home insurance does help out with covering injuries sustained by guests who may have gotten injured at your place. Also, it applies to people you may have accidentally hurt outside of your home as well. Let’s say a guest sprains their wrist after tripping on a rug in your living room – they has hospital bills to pay. This is where your medical expenses coverage may kick in.
Who is covered by homeowners insurance?
Your household insurance policy covers losses suffered by everyone living in your home and related to you by marriage, blood, or adoption.
That Sums it Up
All in all, homeowner’s insurance covers much more than just your home. It covers the people you love, the things you’ve earned, and the life you’ve built. However, that is no excuse to overpay. Visit our website here for a home quote.