Looking for Private Client, High Net-Worth Insurance Advisors in California? Including; Westlake, Lake Sherwood, Thousand Oaks, Camarillo, Santa Rosa Valley, Malibu, Calabasas, or anywhere in California?
Did you know that Private Client, high-net worth households are severely under-insured?
This is because many insurance consumers are unaware that there are insurance companies and products out there specifically designed for high net worth individuals and families.
Don’t just rely on any policy for your insurance needs!
The truth is, high net worth families have different needs when it comes to their insurance coverage, which is why Thousand Oaks Insurance Agency offers concierge level service, and full customization insurance protection to meet your unique, and often demanding needs specific to the Private Client, high net-worth households.
Our Private Client, high net worth coverage includes protection for:
When it comes to replacing the lost income of high earners, traditional insurance plans are often times inadequate because the policy language is too restrictive.
If you are a high earner, don’t jeopardize your family’s financial well-being. Contact us to find out how high net worth coverage can assure that everything you’ve worked for will be protected!
Private Client, High Value Homeowners Insurance
If you are like most homeowners, your home is your single greatest asset. It should be insured as such so there are no questions about your protection when you suffer a loss.
What many homeowners don’t realize is that most standard H03 policies (fancy word for homeowners policy contract) aren’t robust enough to handle a high value home. Even policies that are referred to as “high value” policies are often times really just standard H03 policies with riders attached to beef them up.
These types of policies aren’t bad, but in most cases they are not appropriate for truly high value homes.
Insuring your home adequately is serious business. At Thousand Oaks Insurance, our experienced Trusted Wealth Protection Advisors will work in concert with you to customize a Private Client high value California homeowners policy specifically for your home — no cookie cutter policies here.
High Value Homeowners Quoting Process
Quoting a high value home is different than quoting a standard home. 95% of the time, we will need to do a thorough, on-site inspection of the property to identify certain characteristics and the overall build quality of the home.
After we collect this information, we will then need to prepare the necessary documentation and applications to submit our proposal to the high value insurance carrier.
After the insurance company reviews the applications and returns their initial quote, we customize certain protection limits to offer a complete protection for you. based on your unique needs. We have excellent direct relationships with all of the leading Private Client markets such as; AIG, CHUBB, Nationwide Private Client, PURE, Nat Gen Premier and others.
Once your protection suite is mutually agreed upon and issued, the insurance company will schedule an onsite survey and inspection of your home to ensure that the policy is completely accurate so there will be no questions once a claim is presented. Protection coverage may be adjusted once the carrier completes their onsite inspection.
Private Client High Value Auto Insurance
Just like many standard homeowners policies are inadequate for high value homes, the same can be said for Private Client, high value auto insurance. Traditional auto insurance policies are often times more restrictive than you might need if you have a high value vehicle.
At Thousand Oaks Insurance, our experienced “Trusted Advisors” will assist you whether you’re looking for Private Client high value homeowners insurance, auto, or umbrella. We work together with you in a consultative approach to build a custom protection suite for your specific unique needs.
How to get started on your quote
To get started on your quote, call our office or click over to our quotes page.
Either way we’ll make the process simple! You will be very pleased with what we have to offer.