Main Navigation (Primary) Search
  • Home
    • Cookie Policy
    • Accessibility
  • Learning Center
  • Testimonials
  • Referral Partners

logo

Call (805) 480-2616 Service@eTrustedAdvisor.com Start Quotes Online

Menu
  • Meet Us
    • About
    • Meet the Trusted Advisor Team
    • Dave Ramsey ELP-Thousand Oaks
    • Billing & Claims
    • Blog
    • Rate Us
    • Privacy Policy
  • Products
    • Personal Lines
    • Business & Commercial
    • Life & Long Term Care
    • Group Benefits
  • Service Center
  • Online Quotes
  • Contact

High Value Private Client Home Insurance

Looking for “Private Client”, High Net Worth Home Insurance in Thousand Oaks?

Did you know that most high-net worth households are severely under-insured?

This is because many insurance consumers are unaware that there are insurance companies and products out there specifically designed for high net worth individuals and families.

Don’t just rely on just any policy for your insurance needs!

The truth is, high net worth families have different needs when it comes to their insurance coverage, which is why Thousand Oaks Insurance offers concierge level service, and fully customizable insurance policies to meet the unique, and often demanding needs of higher net worth households.

Our high net worth coverage includes coverage for:

  • Private Firefighter crew response protection
  • primary, secondary, vacation homes
  • private collections & collectibles
  • identity theft
  • kidnap and ransom
  • rugs & furs
  • high end furniture
  • artwork
  • high end autos

When it comes to replacing the lost income of high earners, traditional insurance plans are often times inadequate because the policy language is too restrictive.

If you are a high earner, don’t jeopardize your family’s financial well-being. Contact us to find out how high net worth coverage can assure that everything you’ve worked for will be protected!

High Value Homeowners Insurance in California including Westlake, Lake Sherwood, Calabasas, and Malibu

If your like most homeowners, your home is your single greatest asset. It should be insured as such.

What many homeowners don’t realize is that most standard H03 policies (fancy word for homeowners policy contract) aren’t robust enough to handle a high value home. Even policies that are referred to as “high value” policies are often times really just standard H03 policies with riders attached to beef them up.

These types of policies aren’t bad, but in most cases they are not appropriate for truly high value homes.

Insuring your home adequately is serious business. At Thousand Oaks Insurance we can customize a high value homeowners policy specifically for your home — no cookie cutter policies here.

High Value Homeowners Quoting Process

Quoting a high value home is different than quoting a standard home. 95% of the time, we will need to do a thorough, on-site inspection of the property to identify certain characteristics and the overall build quality of the home.

After we collect this information, we will then need to prepare the necessary documentation and applications to submit our proposal to the high value insurance carrier.

After the insurance company reviews the applications and returns their initial quote, we may need to adjust certain limits and coverages.

Once the quote is agreed upon and bound, the insurance company will often times complete their own physical survey and inspection of the home a few weeks later to ensure that the policy is 110% accurate.

Sometimes, coverages will be adjusted after the carriers inspection.

High Value Auto Insurance

Just like many standard homeowners policies are inadequate for high value homes, the same can be said for high value auto insurance. Traditional auto insurance policies are often times more restrictive than you might need if you have a high value vehicle.

At Thousand Oaks Insurance, we can help you whether you’re looking for high value homeowners insurance, auto, or umbrella, we will work together with you to build a custom insurance program for your specific needs.

How to get started on your quote

To get started on your quote, call our office or click here to our quotes page.

Either way we’ll make the process simple!

Contact Us

eTrustedAdvisor
3525 Old Conejo Road suite 120
Thousand Oaks, CA 91320
Get directions
(888) 485-5747
(805) 480-2616
Service@eTrustedAdvisor.com
Opening Hours
Monday 9:00 am – 5:00 pm
Tuesday 9:00 am – 5:00 pm
Wednesday 9:00 am – 5:00 pm
Thursday 9:00 am – 5:00 pm
Friday 9:00 am – 5:00 pm
Saturday Closed
Sunday Closed

Connect With Us

  • Facebook
  • Instagram
  • LinkedIn
  • Pinterest
  • Twitter
  • YouTube
  • Yelp

Thousand Oaks Insurance Agency

Copyright 2018 Thousand Oaks Insurance Agency | Website by Advisor Evolved

Call Email Claims Payments
Have questions?
×
Send Message In App
This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Cookie settingsACCEPT
Privacy & Cookies Policy

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled

Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.

Non-necessary

Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.

Skip to content
Open toolbar

Accessibility Tools

  • Increase Text
  • Decrease Text
  • Grayscale
  • High Contrast
  • Negative Contrast
  • Light Background
  • Links Underline
  • Readable Font
  • Reset